Amanda Terresi of Liberty on the Rocks, a libertarian social group, was interviewed regarding Obama’s health care speech last night on NPRs Morning Addition "Groups React To Obama's Health Care Speech"
The idea is that it is health insurance. The concept of insurance is that you get it before you become sick or before something happens to you. It is equivalent to not having any car insurance, hitting a tree, and calling Geico and saying you want to sign up.Lady, you are an idiot.
To deny those with pre-existing illness the opportunity to receive care because they are asking to get into it late in the game shows a real lack of sensitivity let alone an ignorance of how insurance is supposed to work.
Pre-existing illness is not the equivalent of how car insurance works. I am supposed to have car insurance, and if I am denied, it becomes nothing more than an inconvenience or I can play the odds and go without. But if I have an illness and am denied coverage, my options are to be rich enough to take care of it myself, poor enough to have the government pay for it, find a generous benefactor, go without, or go bankrupt.
Our present system offers very little security to those that are dependent on the whims and humanity of their employer and health insurance provider. If I hit a tree without insurance I end up with a messed up car, but if I get a heart attack without insurance, my care will be paid for by someone – you in the form of higher premiums or by the government in the form of taxes. That is the bottom line. Or, I suppose you can say “it sucks being you” and just let me die.
At the beginning, the payouts will be greater than the take. After a while, it will balance out as the “healthy” pay more in then the sick. That is how insurance is supposed to work. I pay into a car insurance pot that I have never used in 30 years. I do this to protect myself in case I need it. All that money given is used to pay for others that because of bad luck, stupidity, or an act of God needed to use it.
We need a health insurance program that everyone pays into, that is guaranteed to provide the necessary health care one needs, and is affordable. This is doable, but as long as the Amanda’s of the world want to think about only themselves, we will continue to have piss-poor health and unnecessary bankruptcies.
You do not preserve liberty by denying life or the pursuit of happiness to those unfortunate enough to be sick. There is no choice but to include everyone into the fold. To do anything less is to say their life is not worth the cost. And that my good Amanda is unacceptable in the America I want to live in.